{"id":5258,"date":"2021-05-06T16:11:32","date_gmt":"2021-05-06T16:11:32","guid":{"rendered":"http:\/\/s876455381.onlinehome.us\/?p=5258"},"modified":"2021-05-06T16:11:32","modified_gmt":"2021-05-06T16:11:32","slug":"should-bonds-be-owned-in-your-portfolio","status":"publish","type":"post","link":"https:\/\/frischfinancial.com\/staging\/should-bonds-be-owned-in-your-portfolio\/","title":{"rendered":"Should Bonds Be Owned in Your Portfolio?"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.22&#8243;][et_pb_row _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;3.27.4&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;]<!-- divi:paragraph --><\/p>\n<p>Determining What is Right for You<\/p>\n<p><!-- \/divi:paragraph --><\/p>\n<p><!-- divi:separator --><\/p>\n<hr class=\"wp-block-separator\"\/>\n<!-- \/divi:separator --><\/p>\n<p><!-- divi:paragraph --><\/p>\n<p>After a difficult year filled with uncertainty fueled by the pandemic, investors are searching for answers about what lies ahead.\u00a0 One of the most frequently asked questions is whether or not bonds are a good investment in 2021.\u00a0 While you may have recently read articles or seen commentaries which suggest that bonds are not where you want to be invested right now, it can be helpful to remember that \u201cone-size-fits-all\u201d statements may make for attention-grabbing headlines, but do not necessarily address the needs of the individual.<\/p>\n<p><!-- \/divi:paragraph --><\/p>\n<p><!-- divi:paragraph --><\/p>\n<p>There are many factors that go into our bond strategy for your portfolio.\u00a0 Fundamentally, bonds are low risk, interest-bearing investments that can provide a measure of safety within your portfolio.\u00a0 We first think through your specific investment goals and risk tolerance. Factors such as your investment time horizon, your ability to earn income now and in the future, your need for liquidity, and the other available resources or assets you have should all be taken into account.\u00a0 Then we consider variables such as the types of accounts you have (taxable vs. tax deferred), and the current environment and future forecasts for interest rates, inflation, and default rates.\u00a0<\/p>\n<p><!-- \/divi:paragraph --><\/p>\n<p><!-- divi:paragraph --><\/p>\n<p>Based on the above analysis, we are constantly updating your investment strategy within your bond portfolio when appropriate.\u00a0 This includes trying to minimize the downside risks of bonds.\u00a0 Some ways to protect against these risks include inflation protection or bonds with ultra-short maturities that protect against interest rates rising.\u00a0 There are also a number of other hedging strategies we use to protect your bond allocation. \u00a0<\/p>\n<p><!-- \/divi:paragraph --><\/p>\n<p><!-- divi:paragraph --><\/p>\n<p>Remember, there is no \u201cone-size-fits-all\u201d answer to investing in bonds.\u00a0 Our strategy customizes your bond investments to reflect your portfolio and individual goals.\u00a0 If you have any questions about the role bonds play in your portfolio, please <a href=\"https:\/\/frischfinancial.com\/staging\/contact\/\">contact us. <\/a><\/p>\n<p><!-- \/divi:paragraph -->[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.26&#8243; custom_padding=&#8221;4px||4px|||&#8221; saved_tabs=&#8221;all&#8221;][et_pb_row column_structure=&#8221;1_4,1_2,1_4&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; _builder_version=&#8221;3.26&#8243; background_color=&#8221;rgba(117,117,117,0.3)&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;3.26&#8243;][et_pb_image src=&#8221;https:\/\/frischfinancial.com\/staging\/wp-content\/uploads\/2019\/12\/bottombrand.png&#8221; align=&#8221;center&#8221; _builder_version=&#8221;3.26&#8243; transform_scale=&#8221;164%|164%&#8221; width=&#8221;67%&#8221; width_tablet=&#8221;35%&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|tablet&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;|||0px|false|false&#8221; custom_margin_tablet=&#8221;|||32px|false|false&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding=&#8221;9px|73px|||false|false&#8221; mix_blend_mode=&#8221;hard-light&#8221; module_alignment_tablet=&#8221;center&#8221; module_alignment_phone=&#8221;&#8221; module_alignment_last_edited=&#8221;on|phone&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.26&#8243;][et_pb_text _builder_version=&#8221;3.27.4&#8243; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;|||-102px|false|false&#8221; custom_padding=&#8221;|27px||0px||&#8221;]<\/p>\n<h3 style=\"text-align: justify;\"><strong>About Us<\/strong><\/h3>\n<p style=\"text-align: justify;\"><span>Our mission is to help our clients protect, preserve, and enhance their wealth. We achieve this by combining our investment management expertise with our financial planning services. Our co-management approach offers customization of portfolios and client involvement. As a fee only advisor, we do not sell any products and therefore, provide unbiased advice. Our clients always come first.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;3.26&#8243;][et_pb_text _builder_version=&#8221;3.27.4&#8243; text_text_color=&#8221;#000000&#8243;]<\/p>\n<h3><strong>Reach Us<\/strong><\/h3>\n<p>516.694.7900 (Long Island, NY)<br \/> 813.639.7580 (Tampa, FL)<br \/> 212.983.8444 (New York, NY)<br \/> 914.696.0800 (White Plains, NY)<br \/> <a href=\"mailto:email@s876455381.onlinehome.us\">email@s876455381.onlinehome.us<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.22&#8243;][et_pb_row _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;3.27.4&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;] Determining What is Right for You After a difficult year filled with uncertainty fueled by the pandemic, investors are searching for answers about what lies ahead.\u00a0 One of the most frequently asked questions is whether or not bonds are a [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":5259,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:paragraph -->\n<p>Determining What is Right for You<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:separator -->\n<hr class=\"wp-block-separator\"\/>\n<!-- \/wp:separator -->\n\n<!-- wp:paragraph -->\n<p>After a difficult year filled with uncertainty fueled by the pandemic, investors are searching for answers about what lies ahead.\u00a0 One of the most frequently asked questions is whether or not bonds are a good investment in 2021.\u00a0 While you may have recently read articles or seen commentaries which suggest that bonds are not where you want to be invested right now, it can be helpful to remember that \u201cone-size-fits-all\u201d statements may make for attention-grabbing headlines, but do not necessarily address the needs of the individual.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>There are many factors that go into our bond strategy for your portfolio.\u00a0 Fundamentally, bonds are low risk, interest-bearing investments that can provide a measure of safety within your portfolio.\u00a0 We first think through your specific investment goals and risk tolerance. Factors such as your investment time horizon, your ability to earn income now and in the future, your need for liquidity, and the other available resources or assets you have should all be taken into account.\u00a0 Then we consider variables such as the types of accounts you have (taxable vs. tax deferred), and the current environment and future forecasts for interest rates, inflation, and default rates.\u00a0<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Based on the above analysis, we are constantly updating your investment strategy within your bond portfolio when appropriate.\u00a0 This includes trying to minimize the downside risks of bonds.\u00a0 Some ways to protect against these risks include inflation protection or bonds with ultra-short maturities that protect against interest rates rising.\u00a0 There are also a number of other hedging strategies we use to protect your bond allocation. \u00a0<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Remember, there is no \u201cone-size-fits-all\u201d answer to investing in bonds.\u00a0 Our strategy customizes your bond investments to reflect your portfolio and individual goals.\u00a0 If you have any questions about the role bonds play in your portfolio, please <a href=\"https:\/\/frischfinancial.com\/staging\/contact\/\">contact us. <\/a><\/p>\n<!-- \/wp:paragraph -->","_et_gb_content_width":"1080"},"categories":[16],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Should Bonds Be Owned in Your Portfolio? 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