{"id":3560,"date":"2020-01-24T22:05:10","date_gmt":"2020-01-24T22:05:10","guid":{"rendered":"http:\/\/s876455381.onlinehome.us\/?p=3560"},"modified":"2020-05-14T20:32:31","modified_gmt":"2020-05-14T20:32:31","slug":"setting-goals-when-new-years-resolutions-begin-to-falter","status":"publish","type":"post","link":"https:\/\/frischfinancial.com\/staging\/setting-goals-when-new-years-resolutions-begin-to-falter\/","title":{"rendered":"Setting Goals When New Year’s Resolutions Begin to Falter"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”3.22″][et_pb_row _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]<\/p>\n

How you can still accomplish the changes you want to make in 2020<\/p>\n

<\/p>\n

<\/p>\n

\n

<\/p>\n

<\/p>\n

As the excitement of a fresh new decade starts settling into a routine, many people are finding that they are beginning to stumble in their efforts to maintain their New Year\u2019s resolutions.  Whether it is a decision to hit the gym every day or bring their home organization to a new level, according to U.S. News & World Report<\/em>, 40% of Americans make resolutions and most fail by mid-February.  Why is it that so many people view the start of a new year as the ideal time to make big changes in their lives?  And why do so many fall short in their attempts?<\/p>\n

<\/p>\n

<\/p>\n

Maybe it\u2019s time to take a different approach to positive change.  While \u201cquit smoking\u201d and \u201csave more money\u201d are great things to achieve, getting real results requires more than making grand declarations as the new year is ushered in.  Instead, setting specific and realistic goals can lead you to success.  Trying to do too much, too quickly can lead to frustration, boredom and an increased likelihood of reverting to old habits as the reality of the process can feel as if it\u2019s dragging on.<\/p>\n

<\/p>\n

<\/p>\n

According to an Ipsos public opinion survey<\/a>, \u201cMore than half of Americans who report planning to have a New Year\u2019s resolution for 2020 said their goals are related to finances (51%), eating healthier (51%), and being more active (50%).\u201d  Also high on the list were wanting to lose weight and improve mental well-being through stress reduction.<\/p>\n

<\/p>\n

<\/p>\n

Setting Goals Instead of Making Resolutions<\/h2>\n

<\/p>\n

<\/p>\n

Eat healthier, be more active and lose weight.  Many people who are making resolutions seek big results in a short time.  So many people jump into this hopeful change that the regulars who are in the gym year-round dread the January crowding caused by \u201cresolutioners\u201d and look forward to February, when most of them will stop attending.  While joining a gym might be a great way for you to begin exercising, immediately pledging to work out five days per week for an hour each day, while going onto a restrictive diet that leaves you miserable is enough to make anyone want to stop.<\/p>\n

<\/p>\n

<\/p>\n

Instead, you may increase your chances of success if you make small, measurable changes that will ultimately get you closer to your desired results by allowing you to stick to them.  Walk more.  Set a timer to get up and stretch your legs every hour.  Incorporate more vegetables into your diet.  Eat less sugar.  If you do this for a week or two and maintain it, build on it the next week with more healthy changes.  Consider using an app to help with motivation and tracking your results.  You can try MyFitnessPal, SparkRecipes or J&J Official 7 Minute Workout.  The idea is to set benchmarks that you can achieve and maintain as a routine part of your life before taking on too much to handle.  In time, you\u2019ll look back to see how much more you\u2019ve been able to accomplish than if you had reached too high before you were ready and ultimately failed.<\/p>\n

<\/p>\n

<\/p>\n

Save more money.  Similar to exercise and weight loss, many people expect to make big financial adjustments without enough thought going into a plan for long term maintenance.  Are you a newlywed saving to buy a house?  Are you a grandparent looking to contribute to your grandchild\u2019s future education expenses?  Are you planning to travel extensively during your retirement?  Or do you simply feel as if you should go on a spending diet, investing more of your money for your future and using less on luxury expenses now?<\/p>\n

<\/p>\n

<\/p>\n

There are many financial tools available to help you accomplish these things.  As with other resolutions, the key is to have a specific plan as opposed to attempting sweeping financial change without a structure to build on.  If you are looking to start by creating a budget or paying down debt, there are apps you can use to help structure this including Mint and Debt Payoff Planner.  It can also be helpful to define exactly what you are saving for and how much money you feel you will need.  Then you can identify the best financial vehicle to use whether that is a 401k, a newly-rebalanced investment portfolio or an interest-bearing savings account. Working with a financial planner can help you create a realistic plan that is actionable in achieving your financial goals much more so than simply making a resolution to spend less and save more.<\/p>\n

<\/p>\n

<\/p>\n

Many other common New Year\u2019s resolutions from \u201cget organized\u201d to \u201cread more\u201d to \u201cstress less\u201d can benefit from the same goal-oriented approach.  Let go of the idea that you can make a big statement without a real plan and expect to get the results you\u2019re hoping for.  Take smaller steps toward your bigger goals.  Would you like to get organized?  Start with one closet in your home, then one drawer.  Apps to help with organization include PocketLife Calendar and Planner Pro Daily Calendar.  Do you want to read more?  Try the app called Bookly.  Create a list of books that interest you and pick one.  Read for fifteen minutes a night.  Don\u2019t force yourself to read a book you don\u2019t love.  Move onto the next one and get drawn in by your interest.  Stress less?  That can start with simply giving yourself permission to say \u201cno\u201d to extra obligations that chip away at your time and energy.<\/p>\n

<\/p>\n

<\/p>\n

While the end of one year can lead to a natural period of self-reflection and renewed enthusiasm for making change, it is not the only time you can look for ways to make improvements in your life.  By taking a methodical, goal-oriented approach, you can just as easily begin to lose weight or save more money in March as you can in January.  Please contact us if we can assist you in evaluating ways that may help you accomplish your financial goals for 2020.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.4.3″ global_module=”4195″][et_pb_row _builder_version=”4.4.3″ background_color=”rgba(117,117,117,0.3)” custom_margin=”||||false|false” custom_padding=”||0px||false|false”][et_pb_column type=”4_4″ _builder_version=”4.4.3″][et_pb_text _builder_version=”4.4.3″ header_3_font=”|800|||||||” header_3_font_size=”25px”]<\/p>\n

\u00a0 \u00a0 \u00a0Our Locations<\/strong><\/h3>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,1_5,1_5,1_5″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.4.3″ background_color=”rgba(117,117,117,0.3)” custom_margin=”||||false|false” custom_padding=”|102px|||false|false”][et_pb_column type=”1_5″ _builder_version=”3.26″][et_pb_image src=”https:\/\/frischfinancial.com\/staging\/wp-content\/uploads\/2019\/12\/bottombrand.png” align=”center” _builder_version=”4.4.3″ transform_scale=”208%|208%” width=”100%” width_tablet=”35%” width_phone=”” width_last_edited=”on|tablet” module_alignment=”center” custom_margin=”|||0px|false|false” custom_margin_tablet=”|||32px|false|false” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” custom_padding=”0px|11px|25px||false|false” mix_blend_mode=”hard-light” module_alignment_tablet=”center” module_alignment_phone=”” module_alignment_last_edited=”on|phone”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”3.26″][et_pb_text _builder_version=”4.4.3″ text_text_color=”#000000″ text_orientation=”center” custom_margin=”|||-97px|false|false” custom_margin_tablet=”|||0px|false|false” custom_margin_phone=”|||0px|false|false” custom_margin_last_edited=”on|tablet”]<\/p>\n

445 Broad Hollow Road
<\/span>Suite 215<\/span>
Melville, NY 11747
<\/span>P: 516-694-7900
F: 516-694-7901<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”3.26″][et_pb_text _builder_version=”4.4.3″ text_text_color=”#000000″ custom_margin=”|0px||-51px|false|false” custom_margin_tablet=”|||0px|false|false” custom_margin_phone=”|||0px|false|false” custom_margin_last_edited=”on|tablet”]<\/p>\n

1140 Avenue of the Americas 9th Floor
New York, NY 10036
P: 212-983-8444
F: 212-983-8151<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”3.26″][et_pb_text _builder_version=”4.4.3″ text_text_color=”#000000″]<\/p>\n

2202 N. West Shore Blvd
Suite 200
Tampa, FL 33607
P: 813-639-7580
F: 813-639-7501<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”3.26″][et_pb_text _builder_version=”4.4.3″ text_text_color=”#000000″]<\/p>\n

777 Westchester Ave
Suite 101
White Plains, NY 10604
P: 914-696-0800
F: 914-696-0808<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”3.22″][et_pb_row _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”] How you can still accomplish the changes you want to make in 2020 As the excitement of a fresh new decade starts settling into a routine, many people are finding that they are beginning to stumble in their efforts to […]<\/p>\n","protected":false},"author":3,"featured_media":3553,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n

How you can still accomplish the changes you want to make in 2020<\/p>\n\n\n\n

\n\n\n\n

As the excitement of a fresh new decade starts settling into a routine, many people are finding that they are beginning to stumble in their efforts to maintain their New Year\u2019s resolutions.\u00a0 Whether it is a decision to hit the gym every day or bring their home organization to a new level, according to U.S. News & World Report<\/em>, 40% of Americans make resolutions and most fail by mid-February.\u00a0 Why is it that so many people view the start of a new year as the ideal time to make big changes in their lives?\u00a0 And why do so many fall short in their attempts?<\/p>\n\n\n\n

Maybe it\u2019s time to take a different approach to positive change.\u00a0 While \u201cquit smoking\u201d and \u201csave more money\u201d are great things to achieve, getting real results requires more than making grand declarations as the new year is ushered in.\u00a0 Instead, setting specific and realistic goals can lead you to success.\u00a0 Trying to do too much, too quickly can lead to frustration, boredom and an increased likelihood of reverting to old habits as the reality of the process can feel as if it\u2019s dragging on.<\/p>\n\n\n\n

According to an Ipsos public opinion survey, https:\/\/www.ipsos.com\/en-us\/news-polls\/urban-plates-ipsos-NY-Resolutions<\/a> \u201cMore than half of Americans who report planning to have a New Year\u2019s resolution for 2020 said their goals are related to finances (51%), eating healthier (51%), and being more active (50%).\u201d\u00a0 Also high on the list were wanting to lose weight and improve mental well-being through stress reduction.\u00a0 <\/p>\n\n\n\n

Setting Goals Instead of Making Resolutions<\/h2>\n\n\n\n

Eat healthier, be more active and lose weight. \u00a0Many people who are making resolutions seek big results in a short time. \u00a0So many people jump into this hopeful change that the regulars who are in the gym year-round dread the January crowding caused by \u201cresolutioners\u201d and look forward to February, when most of them will stop attending.\u00a0 While joining a gym might be a great way for you to begin exercising, immediately pledging to work out five days per week for an hour each day, while going onto a restrictive diet that leaves you miserable is enough to make anyone want to stop.\u00a0 <\/p>\n\n\n\n

Instead, you may increase your chances of success if you make small, measurable changes that will ultimately get you closer to your desired results by allowing you to stick to them.\u00a0 Walk more.\u00a0 Set a timer to get up and stretch your legs every hour.\u00a0 Incorporate more vegetables into your diet.\u00a0 Eat less sugar.\u00a0 If you do this for a week or two and maintain it, build on it the next week with more healthy changes.\u00a0 Consider using an app to help with motivation and tracking your results.\u00a0 You can try MyFitnessPal, SparkRecipes or J&J Official 7 Minute Workout.\u00a0 The idea is to set benchmarks that you can achieve and maintain as a routine part of your life before taking on too much to handle.\u00a0 In time, you\u2019ll look back to see how much more you\u2019ve been able to accomplish than if you had reached too high before you were ready and ultimately failed. \u00a0 <\/p>\n\n\n\n

Save more money.\u00a0 Similar to exercise and weight loss, many people expect to make big financial adjustments without enough thought going into a plan for long term maintenance.\u00a0 Are you a newlywed saving to buy a house?\u00a0 Are you a grandparent looking to contribute to your grandchild\u2019s future education expenses?\u00a0 Are you planning to travel extensively during your retirement?\u00a0 Or do you simply feel as if you should go on a spending diet, investing more of your money for your future and using less on luxury expenses now?\u00a0 <\/p>\n\n\n\n

There are many financial tools available to help you accomplish these things.\u00a0 As with other resolutions, the key is to have a specific plan as opposed to attempting sweeping financial change without a structure to build on.\u00a0 If you are looking to start by creating a budget or paying down debt, there are apps you can use to help structure this including Mint and Debt Payoff Planner.\u00a0 It can also be helpful to define exactly what you are saving for and how much money you feel you will need. \u00a0Then you can identify the best financial vehicle to use whether that is a 401k, a newly-rebalanced investment portfolio or an interest-bearing savings account. Working with a financial planner can help you create a realistic plan that is actionable in achieving your financial goals much more so than simply making a resolution to spend less and save more.\u00a0 <\/p>\n\n\n\n

Many other common New Year\u2019s resolutions from \u201cget organized\u201d to \u201cread more\u201d to \u201cstress less\u201d can benefit from the same goal-oriented approach.\u00a0 Let go of the idea that you can make a big statement without a real plan and expect to get the results you\u2019re hoping for. \u00a0Take smaller steps toward your bigger goals.\u00a0 Would you like to get organized?\u00a0 Start with one closet in your home, then one drawer.\u00a0 Apps to help with organization include PocketLife Calendar and Planner Pro Daily Calendar.\u00a0 Do you want to read more?\u00a0 Try the app called Bookly.\u00a0 Create a list of books that interest you and pick one.\u00a0 Read for fifteen minutes a night.\u00a0 Don\u2019t force yourself to read a book you don\u2019t love.\u00a0 Move onto the next one and get drawn in by your interest.\u00a0 Stress less?\u00a0 That can start with simply giving yourself permission to say \u201cno\u201d to extra obligations that chip away at your time and energy.\u00a0 <\/p>\n\n\n\n

While the end of one year can lead to a natural period of self-reflection and renewed enthusiasm for making change, it is not the only time you can look for ways to make improvements in your life.\u00a0 By taking a methodical, goal-oriented approach, you can just as easily begin to lose weight or save more money in March as you can in January.\u00a0 Please contact us if we can assist you in evaluating ways that may help you accomplish your financial goals for 2020.\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0\u00a0<\/p>\n","_et_gb_content_width":""},"categories":[13],"tags":[],"yoast_head":"\nHow to Set Goals When New Year's Resolutions Begin to Falter | FFG<\/title>\n<meta name=\"description\" content=\"As the excitement of a fresh new decade starts settling into a routine, many people are finding that they are beginning to stumble in their resolutions.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/frischfinancial.com\/staging\/#organization\",\"name\":\"Frisch Financial Group\",\"url\":\"https:\/\/frischfinancial.com\/staging\/\",\"sameAs\":[],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/frischfinancial.com\/staging\/#logo\",\"inLanguage\":\"en-US\",\"url\":\"\",\"contentUrl\":\"\",\"caption\":\"Frisch Financial Group\"},\"image\":{\"@id\":\"https:\/\/frischfinancial.com\/staging\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/frischfinancial.com\/staging\/#website\",\"url\":\"https:\/\/frischfinancial.com\/staging\/\",\"name\":\"Frisch Financial Group\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/frischfinancial.com\/staging\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/frischfinancial.com\/staging\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/frischfinancial.com\/staging\/setting-goals-when-new-years-resolutions-begin-to-falter\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/frischfinancial.com\/staging\/wp-content\/uploads\/2020\/01\/frisch-setting-goals-new-cmp.png\",\"contentUrl\":\"https:\/\/frischfinancial.com\/staging\/wp-content\/uploads\/2020\/01\/frisch-setting-goals-new-cmp.png\",\"width\":1080,\"height\":670,\"caption\":\"Setting Goals When New Year's Resolutions Begin to Falter\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/frischfinancial.com\/staging\/setting-goals-when-new-years-resolutions-begin-to-falter\/#webpage\",\"url\":\"https:\/\/frischfinancial.com\/staging\/setting-goals-when-new-years-resolutions-begin-to-falter\/\",\"name\":\"How to Set Goals When New Year's Resolutions Begin to Falter | FFG\",\"isPartOf\":{\"@id\":\"https:\/\/frischfinancial.com\/staging\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/frischfinancial.com\/staging\/setting-goals-when-new-years-resolutions-begin-to-falter\/#primaryimage\"},\"datePublished\":\"2020-01-24T22:05:10+00:00\",\"dateModified\":\"2020-05-14T20:32:31+00:00\",\"description\":\"As the excitement of a fresh new decade starts settling into a routine, many people are finding that they are beginning to stumble in their resolutions.\",\"breadcrumb\":{\"@id\":\"https:\/\/frischfinancial.com\/staging\/setting-goals-when-new-years-resolutions-begin-to-falter\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/frischfinancial.com\/staging\/setting-goals-when-new-years-resolutions-begin-to-falter\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/frischfinancial.com\/staging\/setting-goals-when-new-years-resolutions-begin-to-falter\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/frischfinancial.com\/staging\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Setting Goals When New Year’s Resolutions Begin to Falter\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/frischfinancial.com\/staging\/setting-goals-when-new-years-resolutions-begin-to-falter\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/frischfinancial.com\/staging\/setting-goals-when-new-years-resolutions-begin-to-falter\/#webpage\"},\"author\":{\"@id\":\"https:\/\/frischfinancial.com\/staging\/#\/schema\/person\/27c3a1b853d266086608723e20219f06\"},\"headline\":\"Setting Goals When New Year’s Resolutions Begin to Falter\",\"datePublished\":\"2020-01-24T22:05:10+00:00\",\"dateModified\":\"2020-05-14T20:32:31+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/frischfinancial.com\/staging\/setting-goals-when-new-years-resolutions-begin-to-falter\/#webpage\"},\"wordCount\":1470,\"publisher\":{\"@id\":\"https:\/\/frischfinancial.com\/staging\/#organization\"},\"image\":{\"@id\":\"https:\/\/frischfinancial.com\/staging\/setting-goals-when-new-years-resolutions-begin-to-falter\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/frischfinancial.com\/staging\/wp-content\/uploads\/2020\/01\/frisch-setting-goals-new-cmp.png\",\"articleSection\":[\"Wealth Management\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/frischfinancial.com\/staging\/#\/schema\/person\/27c3a1b853d266086608723e20219f06\",\"name\":\"Joyce Streithorst\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/frischfinancial.com\/staging\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/64bb3e0507894a372aee055dbec8088b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/64bb3e0507894a372aee055dbec8088b?s=96&d=mm&r=g\",\"caption\":\"Joyce Streithorst\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","_links":{"self":[{"href":"https:\/\/frischfinancial.com\/staging\/wp-json\/wp\/v2\/posts\/3560"}],"collection":[{"href":"https:\/\/frischfinancial.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/frischfinancial.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/frischfinancial.com\/staging\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/frischfinancial.com\/staging\/wp-json\/wp\/v2\/comments?post=3560"}],"version-history":[{"count":0,"href":"https:\/\/frischfinancial.com\/staging\/wp-json\/wp\/v2\/posts\/3560\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/frischfinancial.com\/staging\/wp-json\/wp\/v2\/media\/3553"}],"wp:attachment":[{"href":"https:\/\/frischfinancial.com\/staging\/wp-json\/wp\/v2\/media?parent=3560"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/frischfinancial.com\/staging\/wp-json\/wp\/v2\/categories?post=3560"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/frischfinancial.com\/staging\/wp-json\/wp\/v2\/tags?post=3560"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}