\u00a0 \u00a0 \u00a0Our Locations<\/strong><\/h3>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,1_5,1_5,1_5″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.4.3″ background_color=”rgba(117,117,117,0.3)” hover_enabled=”0″ custom_padding=”|102px|||false|false”][et_pb_column type=”1_5″ _builder_version=”3.26″][et_pb_image src=”https:\/\/frischfinancial.com\/staging\/wp-content\/uploads\/2019\/12\/bottombrand.png” align=”center” _builder_version=”3.26″ transform_scale=”208%|208%” width=”100%” width_tablet=”35%” width_phone=”” width_last_edited=”on|tablet” module_alignment=”center” custom_margin=”|||0px|false|false” custom_margin_tablet=”|||32px|false|false” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” custom_padding=”0px|11px|25px||false|false” mix_blend_mode=”hard-light” module_alignment_tablet=”center” module_alignment_phone=”” module_alignment_last_edited=”on|phone”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”3.26″][et_pb_text _builder_version=”4.4.3″ text_text_color=”#000000″ text_orientation=”center” custom_margin=”|||-97px|false|false” custom_margin_tablet=”|||0px|false|false” custom_margin_phone=”|||0px|false|false” custom_margin_last_edited=”on|tablet”]<\/p>\n
445 Broad Hollow Road
<\/span>Suite 215<\/span>
Melville, NY 11747
<\/span>P: 516-694-7900
F: 516-694-7901<\/span><\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”3.26″][et_pb_text _builder_version=”4.4.3″ text_text_color=”#000000″ custom_margin=”|0px||-51px|false|false” custom_margin_tablet=”|||0px|false|false” custom_margin_phone=”|||0px|false|false” custom_margin_last_edited=”on|tablet”]<\/p>\n
1140 Avenue of the Americas 9th Floor
New York, NY 10036
P: 212-983-8444
F: 212-983-8151<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”3.26″][et_pb_text _builder_version=”4.4.3″ text_text_color=”#000000″]<\/p>\n
2202 N. West Shore Blvd
Suite 200
Tampa, FL 33607
P: 813-639-7580
F: 813-639-7501<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”3.26″][et_pb_text _builder_version=”4.4.3″ text_text_color=”#000000″]<\/p>\n
777 Westchester Ave
Suite 101
White Plains, NY 10604
P: 914-696-0800
F: 914-696-0808<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″ custom_padding=”1px||4px|||”][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”] How You Can Protect Yourself Con artists and scammers alike pose a very real threat to your financial security. With access to the internet and a few keystrokes, it\u2019s possible for almost anyone to learn at […]<\/p>\n","protected":false},"author":3,"featured_media":2751,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n
How You Can Protect Yourself<\/p>\n\n\n\n
\n\n\n\nCon artists and scammers alike pose a very real threat to your financial security. With access to the internet and a few keystrokes, it\u2019s possible for almost anyone to learn at least some basic details about complete strangers. If they can use this information to manipulate you into revealing more specifics, it can potentially leave you vulnerable to identity theft, credit fraud and a host of financial difficulties that can take months or years to recover from once you\u2019re aware of what has happened. And while some schemes that have made the rounds for years might be more easily identified and rebuffed, the criminals who are out to steal your personal information and\/or money have adapted their cons accordingly. Even the most intelligent people can fall victim to these predators, as this is their \u201cprofession\u201d and they can be very good at what they do. Whether you\u2019re a senior or a millennial, there\u2019s a scam that\u2019s been tailor-made for you.<\/p>\n\n\n\n
While there is no end to the creativity of scam artists, here are some of the more commonly used threats you should be on guard for:<\/p>\n\n\n\n
- PARTIAL INFORMATION<\/strong>. Be aware that some scammers may already have some of your information. For example, they may know the last 4 digits of your social security number and find a way to use that as leverage to obtain more personal information.<\/li>
- TAX SCAMS<\/strong>. Thieves posing as IRS employees are making phone calls to potential victims explaining that back taxes are due. They are creating a sense of urgency and looking for payment quickly. Some are also threatening to suspend or cancel Social Security numbers, if payment is not made immediately. A second tax scam threatens liens or levies for unpaid taxes and references the \u201cBureau of Tax Enforcement\u201d which does not exist. The IRS will send written correspondence about any taxes owed and you should independently confirm any amounts due.<\/li>
- FREE VACATION\/PRIZES\/SWEEPSTAKES<\/strong>. The scammer calls with great news that you have won a vacation\/prize\/sweepstakes. The scammer is looking for either personal information or money.<\/li>
- MEDICAL ALERT SCAMS<\/strong>. Many scammers target seniors. One of these scams is to offer free medical alert systems or discounted prescription related scams. Please verify this is legitimate before you give your personal information.<\/li>
- WARRANT THREATS<\/strong>. Phone scammers are even making calls threatening that you will be arrested or possibly another family member will be arrested if you don\u2019t comply. They claim to be the Sherriff\u2019s office or the DEA, or even the FBI. They are looking for money to pay the fine quickly and avoid arrest.<\/li>
- GRANDCHILD IN NEED<\/strong>. Scammers are not all adult males, as some stereotypically think. Some scams involve children or young adults calling seniors, pretending to be a grandchild who is in a tough situation and needs cash quickly. The story changes and can be \u201cI was arrested,\u201d or \u201cI was in a car accident,\u201d or similar and usually includes, \u201cDon\u2019t tell Mom or Dad,\u201d and \u201cSend money quickly!\u201d<\/li>
- LOAN SCAMS<\/strong>. The caller is offering you money (such as a small business loan, auto loan or payday loan) but is really asking you for information. A variation is the student loan scam. A caller promises they can wipe out or significantly reduce student loan debt through a \u201cspecial\u201d program, which usually has a very official-sounding title, and requires pre-payment of an application fee. Or, you may get a call from the \u201cfinancial aid department\u201d praising your child\u2019s performance in college and offering you the opportunity to lower their current loan debt and future tuition costs. But they\u2019ll need to confirm some of your information first.<\/li>
- DEBT COLLECTOR SCAM<\/strong>. Thieves posing as employees of a debt collection agency ask for copies or written notice of your debts. Be careful not to give out personal information.<\/li>
- PAYMENT BY GIFT CARD OR RELOADABLE PREPAID DEBIT CARDS. <\/strong>Scammers for several years now have been asking for payment by gift cards or reloadable prepaid debit cards.These cards provide a quick, convenient and untraceable<\/em> way for crooks to get money from their victims. You might receive a call from someone stating they are from your utility company and that they will be disconnecting your power within the hour because you owe them money. They will pressure you that unless you make a payment to them over the phone with a prepaid card, they will have no choice but to disconnect you and it might take a long time before you get your power back, even if it was a \u201cbilling error.\u201d Legitimate businesses and the government do not request\/demand payment by these methods, but in the heat of the call, when anxiety is high, these scammers are hoping that we are not thinking clearly and will give them the money they are requesting.<\/li>
- DON\u2019T BELIEVE YOUR CALLER ID. <\/strong>Technology now makes it easy for scammers to create fake caller ID information so the name and number you see may not always be real.<\/li><\/ul>\n\n\n\n
How to Protect Yourself<\/strong><\/p>\n\n\n\nIt can be very unsettling to receive any of these calls. It\u2019s one thing to open your email, take your time to read something unfamiliar, and ultimately decide that it seems suspicious. It\u2019s entirely different when you have a real person on the line who is either pressuring, threatening or alternately sounding as if they are earnestly in need of your help, or are trying to help you avoid a terrible situation. Con artists will adapt their scam on the spot and seemingly have an answer for every logical concern you may have. They are meant to be VERY convincing and the urgency they attempt to leverage you with will feel real.<\/p>\n\n\n\n
You are your own best advocate. Know that scammers are out there and listen to your instincts. Don\u2019t share your information or give money. Many times, the easiest way to end a telephone scam is to simply hang up the phone.<\/p>\n\n\n\n
If you feel that you have been targeted or fallen prey to a con, you should monitor your credit profile as well as your bank and investment accounts to watch for any suspicious or unauthorized activity. You may wish to add no-funds-out restrictions to certain accounts or even change your account numbers. You can also file a report with the FTC (Federal Trade Commission) https:\/\/www.ftccomplaintassistant.gov<\/a> to hopefully prevent someone else from becoming a victim. Please give us a call if you have any questions or concerns.<\/p>\n","_et_gb_content_width":""},"categories":[13],"tags":[],"yoast_head":"\nLatest Phone Scams - How can you protect yourself? | Frisch Financials<\/title>\n<meta name=\"description\" content=\"Joyce Streithorst, Director of Financial Planning, discusses the dangers of phone scams and what you can do to protect yourself.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/frischfinancial.com\/staging\/#organization\",\"name\":\"Frisch Financial Group\",\"url\":\"https:\/\/frischfinancial.com\/staging\/\",\"sameAs\":[],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/frischfinancial.com\/staging\/#logo\",\"inLanguage\":\"en-US\",\"url\":\"\",\"contentUrl\":\"\",\"caption\":\"Frisch Financial Group\"},\"image\":{\"@id\":\"https:\/\/frischfinancial.com\/staging\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/frischfinancial.com\/staging\/#website\",\"url\":\"https:\/\/frischfinancial.com\/staging\/\",\"name\":\"Frisch Financial Group\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/frischfinancial.com\/staging\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/frischfinancial.com\/staging\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/frischfinancial.com\/staging\/telephone-scams\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/frischfinancial.com\/staging\/wp-content\/uploads\/2019\/11\/frisch_telephone_scams.png\",\"contentUrl\":\"https:\/\/frischfinancial.com\/staging\/wp-content\/uploads\/2019\/11\/frisch_telephone_scams.png\",\"width\":750,\"height\":750,\"caption\":\"telephone scams\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/frischfinancial.com\/staging\/telephone-scams\/#webpage\",\"url\":\"https:\/\/frischfinancial.com\/staging\/telephone-scams\/\",\"name\":\"Latest Phone Scams - How can you protect yourself? 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