{"id":217,"date":"2019-07-19T20:09:49","date_gmt":"2019-07-19T20:09:49","guid":{"rendered":"http:\/\/s876455381.onlinehome.us\/?page_id=217"},"modified":"2020-07-07T19:41:29","modified_gmt":"2020-07-07T19:41:29","slug":"financial-planning","status":"publish","type":"page","link":"https:\/\/frischfinancial.com\/staging\/our-services\/financial-planning\/","title":{"rendered":"Financial Planning"},"content":{"rendered":"

[et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”Hero” _builder_version=”3.26″ background_image=”https:\/\/frischfinancial.com\/staging\/wp-content\/uploads\/2019\/11\/pexels-photo-3184287.jpeg” parallax=”on” custom_padding=”0px|0|0px|0px|false|false”][et_pb_fullwidth_header title=”Financial Planning” subhead=”Financial planning is an evolutionary process and not a leather-bound book to put on your shelf at home” text_orientation=”center” admin_label=”Fullwidth Header” _builder_version=”4.4.8″ title_font=”Open Sans||||||||” title_text_align=”center” title_font_size=”60px” title_line_height=”1.2em” content_font=”Open Sans||||||||” content_text_align=”center” content_font_size=”20px” content_line_height=”1.8em” subhead_font_size=”20px” subhead_line_height=”1.4em” background_color=”rgba(0,0,0,0)” use_background_color_gradient=”on” background_color_gradient_start=”rgba(0,72,114,0.9)” background_color_gradient_end=”rgba(41,17,96,0.8)” background_color_gradient_direction=”140deg” background_color_gradient_overlays_image=”on” parallax=”on” parallax_method=”on” custom_button_one=”on” button_one_text_size=”15px” button_one_bg_color=”#ffa727″ button_one_border_width=”15px” button_one_border_color=”#ffa727″ button_one_border_radius=”100px” button_one_letter_spacing=”5px” button_one_font=”Open Sans|700||on|||||” custom_margin=”|||” custom_padding=”9vw||9vw||true|” custom_padding_tablet=”100px||100px||true” custom_padding_phone=”|||” custom_padding_last_edited=”on|desktop” hover_enabled=”0″ title_font_size_tablet=”60px” title_font_size_phone=”36px” title_font_size_last_edited=”on|phone” content_font_size_tablet=”” content_font_size_phone=”16px” content_font_size_last_edited=”on|phone” button_one_text_size_tablet=”” button_one_text_size_phone=”” button_one_text_size_last_edited=”on|desktop” button_one_border_color_hover=”#ff8a3d” button_one_border_radius_hover=”100px” button_one_letter_spacing_hover=”5px” button_one_bg_color_hover=”#ff8a3d” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_one_border_color__hover_enabled=”on” button_one_border_color__hover=”#ff8a3d” button_two_border_color__hover_enabled=”off” button_one_border_radius__hover_enabled=”on” button_one_border_radius__hover=”100px” button_two_border_radius__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”on” button_one_letter_spacing__hover=”5px” button_two_letter_spacing__hover_enabled=”off” button_one_bg_color__hover_enabled=”on” button_one_bg_color__hover=”#ff8a3d” button_two_bg_color__hover_enabled=”off”][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Why choose us” _builder_version=”3.22″ custom_margin=”-27px|||||” custom_padding=”47px|||||”][et_pb_row _builder_version=”3.26″ module_alignment=”center” custom_margin=”|112px||167px||”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text disabled_on=”on|on|off” _builder_version=”4.4.9″ text_font=”Open Sans||||||||” text_text_color=”rgba(0,0,0,0.02)” text_font_size=”63px” text_line_height=”0.2em” header_font=”||||||||” header_2_font=”Share Tech||||||||” header_2_font_size=”48px” header_2_line_height=”1.4em” custom_margin=”||3px||false|” custom_margin_tablet=”||0px|” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” hover_enabled=”0″ text_font_size_tablet=”80px” text_font_size_phone=”60px” text_font_size_last_edited=”on|desktop” header_2_font_size_tablet=”” header_2_font_size_phone=”36px” header_2_font_size_last_edited=”on|phone”]<\/p>\n

FINANCIAL PLANNING<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.4.9″ text_font=”Share Tech||||||||” text_text_color=”rgba(0,0,0,0.02)” text_font_size=”63px” text_line_height=”0.2em” header_font=”||||||||” header_2_font=”Open Sans||||||||” header_2_font_size=”48px” header_2_line_height=”1.4em” custom_margin=”||3px||false|” custom_margin_tablet=”||0px|” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” hover_enabled=”0″ text_font_size_tablet=”80px” text_font_size_phone=”60px” text_font_size_last_edited=”on|desktop” header_2_font_size_tablet=”” header_2_font_size_phone=”36px” header_2_font_size_last_edited=”on|phone”]<\/p>\n

Relationship with Trusted, Knowledgeable Financial Experts<\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=”4.3.2″ text_font=”Open Sans||||||||” text_font_size=”16px” text_line_height=”1.8em” max_width_last_edited=”off|desktop” custom_margin=”|-29px||||” hover_enabled=”0″]<\/p>\n

Financial planning is an evolutionary process and not a leather-bound book to put on your shelf at home. It is not a \u201cthing\u201d that you purchase, but a long-term relationship with a trusted and knowledgeable financial expert, who is committed to putting you first. At Frisch Financial Group, our financial planning and wealth management<\/a> services START with peoples\u2019 lives \u2013 not numbers.<\/p>\n

Chances are that you have some specific issues or concerns that have brought you to us. With our process, you don\u2019t have to wait months to complete a formal, written financial plan before any action is taken \u2013 by then it could be too late. We have the 25+ years of expertise to evaluate your goals, needs, tax situation and risk profile to help you take immediate action on those pressing items, while identifying additional issues and creating an agenda to perform further in-depth analysis.<\/p>\n

Our financial planning process is unique in regards to the time commitment we require because we understand that your time is valuable. Our financial planning process does not require hours of your time meeting on a weekly or bi-weekly basis. We find that many people are extremely overwhelmed by the traditional financial planning process due to the information overload that comes at the end of it. This can lead to the abandonment of financial planning with little to no action taken.<\/p>\n

Our financial planning process values your time and provides the financial planning process in quarterly pieces. We will help you prioritize your most pressing needs and address each accordingly. At each quarterly meeting, we address a specific category of the financial plan going over our calculations, projections, likely implications and recommendations. We explain everything and thoroughly educate you on the options so that you can make informed decisions and take action.<\/p>\n

We don\u2019t provide advice or guidance without being able to see the entire picture, and we don\u2019t take any action until you completely understand what we\u2019re doing, why we\u2019re doing it and any costs associated with the recommendation. Frisch Financial Group is a Registered Investment Adviser and we take our fiduciary responsibility very seriously and only make recommendations that are best for you and free from conflict.<\/p>\n

Frisch\u2019s Financial Planning Services are 100% customized to your situation, goals, needs, time frame, and risk tolerance.<\/p>\n

Because life is never a straight line and changes in goals and circumstances are as inevitable as death and taxes, we regularly re-evaluate where you\u2019re at and adjust the plan accordingly. We treat life as a journey and help you make decisions that bring you and your family happiness and financial security at every point along the way.<\/p>\n

[\/et_pb_text][et_pb_image src=”https:\/\/frischfinancial.com\/staging\/wp-content\/uploads\/2019\/10\/life-stages.jpg” align=”center” _builder_version=”3.26″][\/et_pb_image][et_pb_text _builder_version=”3.27.4″ text_font=”Open Sans||||||||” text_font_size=”16px” text_line_height=”1.8em” max_width_last_edited=”off|desktop” custom_margin=”|-29px||||”]<\/p>\n

We provide a wide array of customized financial planning services. These comprehensive financial services include, but are not limited to:<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”3_4,1_4″ custom_padding_last_edited=”on|desktop” admin_label=”FAQ Row” _builder_version=”3.26″ width=”98.2%” module_alignment=”center” custom_margin=”|312px||312px||true” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|phone” custom_padding=”|0px|0px|171px|false|false” custom_padding_tablet=”|||0px|false|false” custom_padding_phone=”” width__hover_enabled=”off”][et_pb_column type=”3_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_toggle title=”Specialty Planning” open_toggle_text_color=”#004185″ open_toggle_background_color=”#e2e2e2″ closed_toggle_background_color=”#e2e2e2″ icon_color=”#004185″ _builder_version=”3.26″ title_text_color=”#004185″ title_font=”Share Tech|700|||||||” background_color=”#f1f1f1″ width=”100%” custom_margin=”|105px||||” custom_padding=”|||” locked=”off”]<\/p>\n

Small Business Planning<\/span>
Planning for Significant Expenses (i.e., college tuition, home, etc.)<\/span>
Financial Planning in the Event of Divorce<\/span>
Financial Windfall Planning (i.e. inheritance, lottery)<\/span>
Widow\/Widower Assistance<\/span><\/p>\n

[\/et_pb_toggle][et_pb_toggle title=”Executive Compensation Strategies & Stock Option Planning” open_toggle_text_color=”#004185″ open_toggle_background_color=”#e2e2e2″ closed_toggle_background_color=”#e2e2e2″ icon_color=”#004185″ _builder_version=”3.26″ title_text_color=”#004185″ title_font=”Share Tech|700|||||||” background_color=”#f1f1f1″ width=”100%” custom_margin=”|||” custom_padding=”|||” locked=”off”]<\/p>\n

Single Stock Concentration Analysis<\/span>
ISO v. Non-Qualified Options & Exit Strategies for Grants<\/span>
Review Deferred Compensation Strategies<\/span>
AMT Considerations<\/span><\/p>\n

[\/et_pb_toggle][et_pb_toggle title=”Pension, Profit Sharing & Employee Benefit Plan Consultation” open_toggle_text_color=”#004185″ open_toggle_background_color=”#e2e2e2″ closed_toggle_background_color=”#e2e2e2″ icon_color=”#004185″ _builder_version=”3.26″ title_text_color=”#004185″ title_font=”Share Tech|700|||||||” background_color=”#f1f1f1″ width=”100%” custom_margin=”|||” custom_padding=”|||” locked=”off”]<\/p>\n

Analyze Retirement Plans<\/span>
Identify Potential Pre-tax Benefits<\/span>
Maximize Tax Deferral Methods<\/span>
Retirement Plan Investment Management<\/span><\/p>\n

[\/et_pb_toggle][et_pb_toggle title=”Retirement Planning” open_toggle_text_color=”#004185″ open_toggle_background_color=”#e2e2e2″ closed_toggle_background_color=”#e2e2e2″ icon_color=”#004185″ _builder_version=”4.3.2″ title_text_color=”#004185″ title_font=”Share Tech|700|||||||” background_color=”#f1f1f1″ width=”100%” custom_margin=”|||” custom_padding=”|||” locked=”off”]<\/p>\n

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Inflation Rate v. Investment Return Analysis
Life Expectancy & Minimum Distribution Calculations
Early Retirement Analysis<\/p>\n<\/div>\n<\/div>\n

[\/et_pb_toggle][et_pb_toggle title=”Estate & Gift Tax Planning” open_toggle_text_color=”#004185″ open_toggle_background_color=”#e2e2e2″ closed_toggle_background_color=”#e2e2e2″ icon_color=”#004185″ _builder_version=”3.26″ title_text_color=”#004185″ title_font=”Share Tech|700|||||||” background_color=”#f1f1f1″ width=”100%” custom_margin=”|||” custom_padding=”|||” locked=”off”]<\/p>\n

Review of Existing Estate Planning Documents<\/span>
Gifting Techniques & Use of Trusts<\/span>
Estate & Generation Skipping Transfer Tax Illustrations<\/span>
Charitable Planned Giving Techniques<\/span><\/p>\n

[\/et_pb_toggle][et_pb_toggle title=”Investment Planning” open_toggle_text_color=”#004185″ open_toggle_background_color=”#e2e2e2″ closed_toggle_background_color=”#e2e2e2″ icon_color=”#004185″ _builder_version=”3.26″ title_text_color=”#004185″ title_font=”Share Tech|700|||||||” background_color=”#f1f1f1″ width=”100%” custom_margin=”|||” custom_padding=”|||” locked=”off”]<\/p>\n

Asset Allocation Models<\/span>
Performance Evaluations<\/span>
Income v. Growth Analysis<\/span><\/p>\n

[\/et_pb_toggle][et_pb_toggle title=”Income Tax Planning” open_toggle_text_color=”#004185″ open_toggle_background_color=”#e2e2e2″ closed_toggle_background_color=”#e2e2e2″ icon_color=”#004185″ _builder_version=”3.26″ title_text_color=”#004185″ title_font=”Share Tech|700|||||||” background_color=”#f1f1f1″ width=”100%” custom_margin=”|||” custom_padding=”|||” locked=”off”]<\/p>\n

Minimization of Tax Liability<\/span>
Tax Planning with Investments<\/span>
Wealth Preservation Strategies<\/span><\/p>\n

[\/et_pb_toggle][et_pb_toggle title=”Personal Insurance Planning & Risk Analysis” open_toggle_text_color=”#004185″ open_toggle_background_color=”#e2e2e2″ closed_toggle_background_color=”#e2e2e2″ icon_color=”#004185″ _builder_version=”3.26″ title_text_color=”#004185″ title_font=”Share Tech|700|||||||” background_color=”#f1f1f1″ width=”100%” custom_margin=”|||” custom_padding=”|||” locked=”off”]<\/p>\n

Existing Coverage v. Necessary Coverage Review<\/span>
Review of Life, Disability, Long-Term Care, & Property and Casualty Policies<\/span><\/p>\n

[\/et_pb_toggle][et_pb_toggle title=”Cash Flow Management & Personal Budget Preparation” open_toggle_text_color=”#004185″ open_toggle_background_color=”#e2e2e2″ closed_toggle_background_color=”#e2e2e2″ icon_color=”#004185″ _builder_version=”3.26″ title_text_color=”#004185″ title_font=”Share Tech|700|||||||” background_color=”#f1f1f1″ width=”100%” custom_margin=”|||” custom_padding=”|||” locked=”off”]<\/p>\n

Multiple-year Projections<\/span>
Annual Expense to Income Reports<\/span>
Identifying Cash Flow Improvements<\/span><\/p>\n

[\/et_pb_toggle][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”3.26″ module_alignment=”center” custom_margin=”|auto||212px||”][et_pb_column type=”4_4″ _builder_version=”3.26″][et_pb_text _builder_version=”3.27.4″ text_font=”Open Sans||||||||” text_font_size=”16px” text_line_height=”1.8em” max_width_last_edited=”off|desktop” custom_margin=”13px|-29px||||”]<\/p>\n

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If you\u2019re interested in learning more about our financial planning process and determining if it\u2019s fit for you, we would be happy to meet you in any of our offices (Long Island, New York City, Westchester, or Tampa).<\/p>\n<\/div>\n

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Financial Education Matters<\/h2>\n

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When you sign up to receive our Newsletter, we keep you informed with financial updates, educational articles, and breaking news.<\/p>\n<\/div>\n

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